NIRALA MICRO SERVICE — Inspired Landing

Our Story

Nirala MIcro Service has been at the forefront of microfinance and rural development for over 14 years, transforming lives and communities across India.

Founded with a vision to bridge the gap between financial services and underserved communities, VIRA has grown from a small initiative to a comprehensive financial institution serving thousands of families across multiple states.

Our journey began with a simple yet powerful belief: that every individual, regardless of their economic background, deserves access to financial services that can help them build a better future. This belief has driven us to develop innovative loan products, create sustainable business models, and establish deep roots in the communities we serve.

Today, VIRA stands as a testament to the power of inclusive finance, having disbursed millions in loans, supported thousands of entrepreneurs, and contributed significantly to rural economic development. Our commitment to transparency, integrity, and social impact continues to guide our operations and growth.

Our Mission

To provide accessible, affordable, and innovative financial solutions that empower individuals and communities to achieve their dreams and build sustainable livelihoods.

Our Vision

To be the leading microfinance institution in India, recognized for our commitment to financial inclusion, social impact, and sustainable development.

Our Core Values

The principles that guide everything we do

Integrity

We conduct all our business with the highest standards of honesty, transparency, and ethical behavior.

Inclusivity

We believe in providing equal opportunities and services to all members of society, regardless of their background.

Innovation

We continuously seek new and better ways to serve our clients and improve our impact on communities.

Social Impact

Our primary goal is to create positive social change and improve the lives of the people we serve.

Trust

We build lasting relationships based on trust, reliability, and consistent delivery of our promises.

Sustainability

We are committed to sustainable practices that benefit both our clients and the environment.

Our Impact

Numbers that tell our story

75,469+

Active Borrowers

₹2,548M

Assets Under Management

83

Branch Locations

14+

Years of Experience

Our Leadership Team

Meet the people behind our success

HARALAL BANIK

Our Founder

"With over 20 years of experience in microfinance and rural development, He leads our strategic vision and organizational growth."

SUCHITRA BANIK

Chief Operating Officer

"She oversees our day-to-day operations and ensures the highest standards of service delivery across all our branches."

DEBJANI MONDAL & PINKI MONDAL

Chief Executive Officer

"They manages our financial operations and ensures sustainable growth while maintaining our social mission."

UTPAL BANIK

Chief Field Officer

"He leads all on-the-ground operations, managing our dedicated field teams to ensure efficient service delivery and direct grassroots impact."

About Nirala Micro Service